Secure Your Social Security Account
1) The “My Social Security” account is useful: it includes a record of your earnings for each year of your working life, and offers a tool that estimates what your retirement benefit will be if you claimn social security at different ages. Brenda wrote a post about it a while back. It’s useful after you start receiving benefits, as well.
2) Just recently, however, something more alarming was brought to my attention by a social security staff member. Until you log in, there’s a chance someone else could log in as you if they know several key facts about you. If a malicious person did that, it would be illegal; I have no doubt it could be fixed, but it certainly would be a hassle, and it might cause more serious problems. As a result, it is definitely wise to log in and set up your account as soon as possible — do it today!