My husband and I received a text message late last night notifying us that our VISA card (with a well-known bank) had been suspended. The interesting thing is, we do not have a credit or debit card with that bank. The fact that we both received a text was very disturbing…someone had put our phone numbers together as being from the same household. First thing this morning, I called that bank to make sure someone had not taken out a credit card in our name. I then checked our credit report. There was nothing fishy with our credit report but there was definitely something phishy about the text message.
I have seen many attempts at phishing through my email but never through text messages. A phishing attempt sent via SMS (Short Message Service) or text message to a mobile phone or device is also referred to as smishing, which is a combination of SMS and phishing. The purpose of text message phishing is to convince you to share confidential information.
Never take action on a request for your personal or financial information, including account numbers, passwords, Social Security number or birth date. If you receive a text message expressing an urgent need for you to update your information, activate an account, or verify your identity by calling a phone number or submitting information, on a website, do not respond and delete it. These messages may be part of a phishing scam attempting to capture your confidential account information and may be used to commit fraud.