Answers from the Risk Management Agency regarding Crop Insurance and Flooding, Part IV
The following information is from USDA’s Risk Management Agency website.
Q: If I am prevented from planting by the final planting date, what are my choices under the terms of my policy provided I meet all other policy provisions and I do not qualify for double cropping?
A: You may:
* Plant the insured crop during the late planting period, if applicable and insurance coverage will be provided. The late planting period is generally 25 days after the final planting date but varies by crop and area. For most crops, the production guarantee is reduced 1 percent per day for each day planting is delayed after the final planting date.
* Plant the insured crop after the late planting period (or after the final planting date if a late planting period is not applicable), and insurance coverage will be provided. The insurance guarantee will be the same as the insurance guarantee provided for prevented planting coverage.
* Leave the acreage idle (black dirt) and receive a full prevented planting payment.
* Plant a cover crop and receive a full prevented planting payment provided the cover crop is not hayed or grazed before November 1, or otherwise harvested at any time. If the cover crop is hayed or grazed before November 1, the prevented planting payment on the first crop is reduced to 35 percent of the first crop prevented planting guarantee.
* Plant another crop (second crop) after the late planting period or after the final planting date if no late planting period is applicable, and receive a prevented planting payment equal to 35% of the prevented planting guarantee.
See the full list of questions at: http://www.rma.usda.gov/help/faq/flood.html.
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