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Crop insurance and prevented planting in 2013

The following is a news release from USDA RMA regarding late and prevented planting in 2013. Contact: Duane Voy (651) 290-3304, duane.voy@rma.usda.gov

Heavy rainfall, floods and cool temperatures across the Midwest have slowed planting this spring. The final planting date for corn in Iowa is May 31.  The final planting date for soybeans in Iowa is June 15. Final planting dates and other crop insurance information can be found at www.rma.usda.gov/aboutrma/fields/mn_rso/.

Prevented planting is a failure to plant an insured crop with the proper equipment by the final planting date designated in the insurance policyʼs actuarial documents or during the late planting period, if applicable, due to an insured cause of loss that is general to the surrounding area and that prevents other producers from planting acreage with similar characteristics. More information can be found on the Prevented Planting fact sheet at www.rma.usda.gov/fields/mn_rso/2013/2013preventedplanting.pdf.

Here are some basic guidelines if you are unable to plant because of an insurable cause of loss by the final planting date. You may:

  • Plant during the 25-day late planting period. For most crops, the timely planted production guarantee is reduced one percent per day for each day planting is delayed after the final planting date.
  • Plant after the late planting period. The insurance guarantee will be the same as the insurance guarantee provided for prevented planting coverage.
  • Not plant a crop and receive a prevented planting payment.
  • Plant a cover crop and receive a prevented planting payment.
  • After the late planting period ends, plant the acreage to another crop (second crop) and receive a reduced prevented planting payment.

The most important thing you can do if you are unable to plant the crop by the final planting date is contact your crop insurance agent to review your policy and options before you make a decision. You are required to provide notice that you were prevented from planting an insured crop within 72 hours after the final planting date.

An Ag Decision Maker Information File is available, along with a Decision Tool to aid late planting and replanting decisions.

Ag Decision Maker (AgDM) 

An agricultural economics and business website.

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