When you think about great on-line tools, Social Security may not be the first source that comes to mind — but they really do have great tools. Here’s one that is useful to all adults as they plan for retirement (and I don’t mean when you turn 60! By your early 30’s, it’s generally time). I encourage you to check out the Retirement Estimator.
The Retirement Estimator is an easy way to get an instant, personalized estimate of your future Social Security benefits. Just key in some basic information and the Estimator will use information on your Social Security record, along with what you input, to give you a benefit estimate on the spot. You even can experiment with different scenarios, such as changing your future earnings and retirement date. Check it out at www.socialsecurity.gov/estimator
(It’s also available in Spanish at www.segurosocial.gov/calculador)
It’s easy and safe, and it’s an important step in making sure you’ll be ready when retirement rolls around!