Last weekend, we had thunder, lightning, tornado, high winds and rain. Welcome to living in the Midwest.
One of my colleagues lives on a farm; during the storm, he looked out at his barn to see an orange glow on the west side of the barn, then a moment later it was gone. The next morning he found that the white siding was singed and black, and some of the power supply wiring had melted and frayed. He realized it had been a close call, and that the barn had been spared because of the heavy rain.
He thought about what could have happened – the barn could have been destroyed by fire, which would have been a major loss for his dairy operation. Luckily, the cows were out to pasture.
In addition, a fire would have also destroyed his collection of tools, weight equipment, half basketball court in the barn, musical equipment and many other items that were kept in the barn. When I talked with him today, I asked if he had an inventory — would he have been able to make a list of everything he had lost? Even great insurance coverage only works if you can list everything that needs to be replaced.
He thought maybe he should make a list or take some time to videotape the barn’s contents for insurance purposes. Would you be prepared if something happened?