Juggle—Stop—and Slide Expenses

Juggle—Stop—and Slide your personal expenses throughthis COVID-19 global pandemic using tools, actions and strategies to protect your family.

Juggle– Put money you would have normally spent for things (e.g., personal care, commuting costs and child care) toward other essential bills. Rework your budget and reallocate money you are not currently spending.  We shifted money not spent on gas and eating out. Those dollars are now budgeted for extra costs for an unplanned internet upgrade. Consider online budget tools like this one from the University of Wisconsin.

Stop- Take immediate action to stop all excess spending. Ask: “How can we reduce spending?”

  • Substitute a less costly item
  • Conserve resources and avoid waste
  • Cooperate with others by trading or sharing resources
  • Save money if we do it ourselves
  • Do without

These ideas and more are available at the University of Minnesota’s “Strategies for Spending Less” page. You’ll find other resources on ISU Extension’s Finding Answers Now page

Slide- Take advantage of Covid19 Special offers and slide a portion of the bill forward.

Our mobile phone carrier will not charge a late fee or terminate service through June 30. To qualify due to hardship a short online form is required.   Iowa utility providers (i.e. energy and water) may provide relief payment options, assistance programs, and low-cost steps for customers according to the Iowa Utility Board.  https://coronavirus.iowa.gov/pages/faqs#Utilities

Free and confidential consultations with ISU Extension financial educators are available to all Iowa residents. We can provide tools and information to help you revise budgets, prioritize spending and link to community resources. 

Find your local Extension educator or contact Iowa Concern 800-447-1985 for information. Consider our free booklet: “Planning to $tay Ahead”  English and Spanish https://store.extension.iastate.edu/Product/5523

Carol Ehlers

Guest Blogger: Carol Ehlers,
Human Sciences Specialist in Family Finance

Brenda Schmitt

Brenda Schmitt

A Iowa State University Extension and Outreach Family Finance Field Specialist helping North Central Iowans make the most of their money.

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