We are happy to have Iowa State University Extension and Outreach Family Finance Specialist and guest blogger Barb Wollan to share information related to safety and preparation during times of disaster.
September is Disaster Preparedness Month. Recent news about hurricane damage provides a sobering reminder of the importance of being prepared. Here in the Midwest, hurricanes are not part of our reality, but we are at risk for other types of disasters, many of which strike suddenly with little or no warning.
In a disaster, safety is first priority. We need to be prepared to quickly evacuate from a fire or seek shelter in a tornado, for example, and have a way to stay warm if a winter storm causes an extended power outage.
There is a second aspect of preparedness that also deserves our attention: we need to be prepared for recovery and preparing for recovery includes:
1. Having insurance coverage that meets our needs, and reviewing it every couple of years to make sure it is keeping up with changes in our situation;
2. Creating and updating a household inventory (typically via photos or video) to assist in filing insurance claims;
3. Keeping irreplaceable documents (birth certificates, military records, property titles, and more) in a safe deposit box;
4. Having copies of key documents and information stored away from our home – perhaps with a friend or family member in another community, or in secure cloud storage. This includes insurance policies (or at least policy numbers and contact information), financial account information, most recent tax return, along with key medical information (including vaccination records) and contact information for both professional and personal contacts. Pet vaccination records matter too.
The list above is NOT all-inclusive, but it’s a good starting point. Check out this “Your Disaster Checklist,” from the federal Consumer Financial Protection Bureau.
In addition, check out our resources related to managing stress.
All About Stress
Helping Children Manage Stress
Horror – disbelief – anger – grief – sadness
People across this country and around the world experienced a wide range of emotion as news emerged of the indescribable tragedy in Connecticut. I, like many of you, reacted on many levels. I’m a mother, grandmother, and family life educator. I’ve spent a career working with families. I know personally the pain of sudden loss of life in my own family.
During the weeks and months ahead we will hear much about what causes these acts of violence and what should be done to prevent more. School safety systems, gun control, and mental health services will be hot topics of discussion. Politicians, law enforcement personnel, faith community leaders, and school administrators will attempt to define the problems and strategize solutions. Each of us has the opportunity and responsibility to weigh in on these important issues.
However, here in this blog, I want to focus on our roles as parents and grandparents. I want to bring the conversation into your home. Here is where we impact our children. As engaged parents, we must “be there” for our children. We use love and limits; we monitor their activities and whereabouts; we give them hope and aspirations for their future; we seek help when their needs surpass our abilities. We give soulful consideration to how we address violence – our language; interactions with others; choice of television shows, movies, games. And in doing so, we become part of the solution.
You will find many people offering ideas on how to help children. Let me suggest a few resources. Loss and grief- talking with children is an extension resource found at: http://www.extension.org/pages/9044/loss-and-grief-talking-with-children
Also check out these readings.
I would close my thoughts with the wish that you make your home a safe place. When everything and everywhere else seems scary, children need to know the comfort of a loving home. How are you providing comfort for your family in the aftermath of this recent tragedy?