Talk to Kids About Money

Happy boy with raised arms

Many parents think they can hide financial stress from their children, but the kids always know – and they’re worried, too. Talking together openly about family finances is a better way to lower everyone’s stress level and also teach kids about money.

 

Listen in while we start the conversation on children and money.

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Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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Choosing the Chores

As I started thinking about chores and my childhood I was struck by a memory. I remembered how my sister and I divided our chores as pre-teens. We would take mom’s list, write the chores on small slips of paper, put them in a stocking hat and shake shake shake the hat. We then took turns pulling out the slips of paper. Groaning or cheering soon commenced followed by contemplative silence.

It was in this silence that I believe our ‘true’ learning happened. Imagine us analyzing our list. Carefully calculating how long the tasks would take. Considering the impact the list was about to have on our play time. Silently we would also process each other’s list in our heads. Deciphering if it might be worth it to try to trade out tasks to fit our play time plans better.  Tasks, total time and overall effort became part of the chore equation.

I would like to say that our tasks always got done… but we were just kids after all. Sometimes we spent too much time on the processing, negotiating and trading.  Other times we called in the neighborhood friends to help us finish faster and it actually took much longer than expected. Its also possible that every once in awhile mom may have shown up before the stocking hat selection even got started.

Regardless, we learned. We learned how important we were to our family unit. We learned and were proud. Proud of our creative process, our innovative ideas and our ability to negotiate to meet our own individual desires and needs. Chores weren’t always fun, but they were always at least a bit interesting.  (I wonder where that stocking hat is?)

 

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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Children and Chores

kids hanging on mom as she cleansWhen children don’t have time for household chores, it’s time to reevaluate their busy schedules.

Many parents are concerned about their children’s achievement and success. But some fill their children’s schedules with so many activities, tutoring sessions and private lessons, that there is no time left for learning to help at home. However, getting your kids to complete household chores may be a better strategy for long-term positive social and academic outcomes than whatever additional activities they are involved in.

Research from the University of Minnesota found that young adults who began chores at ages 3 and 4 were more likely to have good relationships with family and friends, to achieve academic and early career success and to be self-sufficient, as compared with those who didn’t have chores or who started doing chores as teens.

Join us this month as we talk about children and chores.

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Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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Kindness is learned by feeling kindness

friendsAs I was reading about kindness I became fascinated by the brain research. I sat there thinking “Well of course, the brain is in charge of our feelings. Why wouldn’t it be the center of this conversation?”.

Our brains are in charge of our emotions and our actions. Our brains take the input we receive from others. Process the information. Tell us how to emotionally respond. And our actions become the response. Makes perfect sense. The brain is in charge of kindness.

And then I read this, “our brain learns best about kindness when it FEELS kindness”. There is was.

How should I teach my children about kindness?  Help them FEEL kindness.

Children learn kindness when they ‘feel’ what its like to make someone else smile. And their brain learns.

They learn about kindness when they share with others, when they comfort others, when they give to others. And their brain learns.

Suddenly writing this blog topic wasn’t rocket science, but is was brain science. It was simply thinking about all of the ways that children can be kind to others and understanding that while they do this – their brain learns.

 

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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More than half of us have had ‘Adverse Childhood Experiences’

This week we welcome our guest blogger Kristi Cooper, Human Sciences Family Life Specialist.

Sunday Dinner at Grandma’s

I love this quote from the program “Lemonade for Life” – “You can’t rewrite the beginning of your story but you can change how it ends.”

Adverse childhood experiences (ACES) affect a child’s neurological, social-emotional and cognitive development. ACES may eventually manifest in chronic health conditions in adulthood.

I’m part of the 55% of Iowans who have more than one ACE. When I think of the chaotic times in my childhood, I’m grateful for the touch points that kept me ‘on track’. The research on Adverse Childhood Experiences tells us these touch points are called resiliency factors. These resiliency factors include individual capabilities, attachment and belonging with caring competent people and a protective community, faith or cultural process. Let me share a few of these touchpoints from my own life and maybe you can see how resilience can be woven through the fabric of our lives.

I am grateful for the elementary school nurse who never questioned my stomach aches and always had clean dry clothes for me to wear when I had an ‘accident’. I’m grateful for my 3rd grade teacher’s calm, caring approach and the interesting hands-on projects she had us do. She introduced me to creative writing which became an outlet for me whenever I felt life was overwhelming. I’m grateful for my grandmothers who loved me unconditionally and were always interested in me. I’m grateful for the routine of Sunday church followed by dinner at Grandma’s house with its comfort food, safety, hugs and laughter. All of these helped me feel normal and sane when life felt scary.

Spending time outdoors with cousins was an important touchpoint for me. Our many adventures catching tadpoles and crawdads, jumping the bogs in the pasture, riding bikes for miles, building snow forts and climbing in the empty corncrib took my mind away from the hurtful times. Music was another touchpoint for me. I saved my 4-H and birthday money and bought a guitar. With the creative writing gift from Miss Ihnen and my new instrument, I made it through a few more turbulent years.

All of these touchpoints helped to reset my stress response – all it takes is a 20 minute activity to reduce heart rate, regulate breathing again and re-focus the mind. As an adult I use meditation, yoga, journaling and sewing projects to reduce anxiety, keep depression away and help my mind think clearly. I have a therapist I consult when I need to sort things out. I’ve used my early experiences to change how I parented my children, hopefully, changing the course of my grandchildren’s lives. These individual resiliency practices combined with positive social relationships and trauma informed community resources help heal the impact of adverse childhood experiences and to reduce the impact of traumatic events.

What are the touchpoints that help(ed) you survive and thrive?

Janet Smith

Janet Smith is a Human Science Specialist-Family LIfe with Iowa State University Extension and Outreach. She currently provides family life programming in eight counties in southeast Iowa. Janet is a "parenting survivor". She is the mother of Jared-21, Hannah-20, and Cole-15. She and her husband, David have faced many challenges together, including their son Jared's Duchenne Muscular Dystrophy diagnosis.

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Parenting..More Than a “To-Do” List

ThinkstockPhotos-476027825 (3)I have two children that have graduated from high school and the youngest will start his sophomore year in high school this fall.   So my parenting years are dwindling. Do I have any regrets?  Well…I’m sure like many busy mothers; the years seemed to fly by and most of the time, I was blessed with children who were typically “easy” and didn’t demand intensive parental intervention.   Somewhere during those early years I remember reading a book by William Doherty, Ph.D. about being “intentional”. Doherty’s book helped me to realize the importance of everyday rituals that could strengthen our family and marital relationships.   I learned that I couldn’t do it ALL.  But I also learned that being intentional meant setting priorities.   And I learned that if I didn’t set goals, things just wouldn’t get done.  But sometimes, I just got tangled up in the never ending details of family life and responsibilities.  My kids have always been good at keeping me centered on what was most important.  I learned that when they were most unlovable, they needed love the most.  And when they were quiet and happily playing alone, they needed me just as much as when they were whining and pulling at my leg for attention.  We have attempted to make our family communication a two way street.  I know that I have learned as much from my children, as they have learned from me.  One of my most treasured “ah-ah” moments for me came from a mother’s day gift—from my then 12-year old daughter.   She framed a Dove Chocolate wrapper—with the fitting quote, “Life is more than a to-do list”.  How shaming, yet so very spot on!  I was taken back by her subtle communication tactic.  But I took her advice to heart and I still have the chocolate wrapper as a reminder of the most important things in life.  Be intentional and remember to take time for what matters most.

Janet Smith

Janet Smith is a Human Science Specialist-Family LIfe with Iowa State University Extension and Outreach. She currently provides family life programming in eight counties in southeast Iowa. Janet is a "parenting survivor". She is the mother of Jared-21, Hannah-20, and Cole-15. She and her husband, David have faced many challenges together, including their son Jared's Duchenne Muscular Dystrophy diagnosis.

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My favorite temperament type

ThinkstockPhotos-465790704Oh oh…. I said it out loud (well sort of). The feisty child one of my favorite temperament types! I just can’t help it! I love interacting with a feisty temperament. I know that sounds silly but even as a preschool teacher I was always at my best when I was engaged with the feisty kiddo. Maybe ‘favorite’ isn’t the right word to use. I guess it was just that ‘I get them’. I understand the feisty traits. I ‘get’ where they are coming from.

Now just to clarify, I’m pretty sure my parents would not have labeled me as feisty. My feisty traits were sprinkled with a whole lot of adaptability. Which, for me, held the negative parts of feisty in check. So when it comes to feisty temperaments I understand that sense of  being determined. Of wanting what I want. Of being persistent. In the moment of feistiness, I know how your ‘gut’ feels. What your stomach is doing. How fast your brain synapses are firing. I understand that, I get it.

So what did I learn about interacting with a feisty temperament? Most importantly, that a calm, cool and collected demeanor is the best way to approach the feisty child. You see, amidst their feistiness they won’t be able to hear your ‘reasoning or logic’. Their feistiness is in the way. It’s too loud in their head, they literally can’t hear you. But, they can still see your reactions.

That’s about all that you can do sometimes. SHOW them. Model for them how you want them to respond or behave. There’s little time or room for long drawn out liturgies and lessons on appropriate language or the use of gentle touches. Feisty kids need that ‘extra‘ moment to see calm cool and collected from you. They are looking for you to ‘show‘ them how to tame that feisty feeling that has overtaken their body.

So very hard sometimes yet so very vital to teaching them self-control.

What are some techniques you have ‘shown’?

 

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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I’d like to customize my order please

…that’s the phrase that came to mind when I thought about this week’s blog. Which, when it comes right down to it, I do want my child to be unique. A customized order. An individual. Not a cookie cutter replica of her friends. Having said that, I guess I should then expect myself to parent her as if she IS customized.

While we search for THE right answer to our parenting questions,we really do come realize that there isn’t just ONE right way, not even in a family with multiple children. Parenting is all about understanding each individual unique child and beginning to dance with their customized self. In the moments where parenting is frustrating, I have learned to give myself permission to be frustrated while at the same time learning to appreciate that I have created something unique. Customized. Created by me with input from her, her friends, her neighbors, her community and her world. Taking all those pieces and watching and wondering at the same time.

Sometimes its important as a parent to step back and let the child lead the dance that we have been talking about over the last several weeks. Other times it’s important to be the adult and make the decisions (and follow through). Parenting is a back and forth, leading and guiding and following all at the same time. THAT’s what makes it customizable. It shouldn’t look just like the next door neighbors family, or your own childhood experiences or the tv show on a popular network.

You and your child should customize your world together and enjoy the journey along the way.

How have you customized your journey?

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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Was I too late?

personWhen my oldest child was one year old, I was introduced to the world of ‘Temperament’. I remember thinking at that time, “She’s already 1! Am I too late! What if I already ruined her by not knowing her temperament!?”

It sounds silly now, as she teeters on the brink of 18, but back then all I could think about was the year I had missed BT (Before Temperament). I can tell you this with 100% confidence. It is NOT TO LATE! Learning to understand your child’s temperament, along with your own temperament, can happen at any time. It can happen right now regardless of your child’s age.

This month we talk about taking the time to learn your child’s ‘temperament style’ and then parent according to that style. Parenting is not a ‘one size fits all’.  Taking care of any child (grandchild, neighbor, niece, nephew, sibling) isn’t even close to ‘one size fits most’. Building relationships with children means taking the time to learn to appreciate what their genetics granted them, find a way to build their confidence and self-esteem and guide them into social competence.

Where can you start? By learning about their style. By appreciating the unique characteristics of that style. By implementing one thing to show them you understand that style.  Here are a couple of GREAT places to start.

What is that ONE thing that you will do to parent ‘to their unique style’. Share with us!

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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Conversations, conversations, conversations

Dr. Constance Beecher, Ph.D, Assistant Professor, School of Education and Human Sciences Extension and Outreach shares more with us about expanding children’s vocabulary.

“Vocabulary can be developed by directly teaching new words, or indirectly through having a lot of exposure to words in books and conversations.   Research suggests a combination of both is the best approach, says Dr. Beecher.”

“Developing vocabulary indirectly through books and conversations has many benefits. Children who are read to frequently gain a life-long love of reading. The more children hear different words and understand their meaning, the better readers they will become. This is because learning to read requires an understanding of the relationship between the sounds of language (phonemic awareness) and the symbol or letter that represents that sound (phonics). The more words children know, the better they are able to understand the letter/sound relationship, and conversely, the more knowledge children have about the letter/sound relationship, the better they are able to learn new words,” Dr. Beecher.

She also suggests, “Parents can read a variety of books to and with children, and pause at words that children may not know to explain their meaning. For example, while reading “Corduroy went up the escalator.”, pause and ask “do you know what an escalator is?”. Then define: “An escalator is a set of stairs that moves you from one floor to another.” Then explain: “Last week while I was at Macys, and I rode an escalator from the first floor to the second floor”. Then relate to child: “Where have you ridden on an escalator?” – state the question in a way so that the child can say the word, or ask child to repeat word.”

Dr. Beecher reminds us that, “When having conversations, ask open ended questions (questions that can’t be answered with a yes/no). During these conversations, you can introduce synonyms. For example, you might be talking about what happened at daycare or preschool. If your child talks about making a tall tower in the block area, you can say “Oh, you made an enormous skyscraper?” “Enormous is another word for something is very big or tall”, and when a building is enormous, we call it a skyscraper. Why do you think we say skyscraper?”. This gives children an opportunity to practice the new words. Children need opportunities not only to hear new words, but to practice saying them.”

And she also wants us to remember the Non-fiction! Non-fiction or informational books are a great source of new vocabulary. When children are exposed to a wide range of vocabulary in areas like science or history, they are more prepared when they have to read these types of texts in school. See websites like this for suggestions, http://commoncore.scholastic.com/teachers/books/non-fiction.

Or talk with your librarian. This list of non-fiction books for ages 3-5 comes from the State Library of Iowa http://www.statelibraryofiowa.org/ld/t-z/youthservices/Best-Books-for-Preschoolers/bibliography-of-nonfiction-for-preschoolers.

Dr. Beecher says, “You can add vocabulary to your everyday activities. When you take your car to the shop to change your oil, talk about oil, engines, and other components of a car. When you go to a nursery to pick out new plants and flowers for your yard be sure to note the different names of flowers, types of grass, plants and trees. When you make a new recipe, talk about spaghetti, marinara sauce, parmesan cheese, sautéing. Use a mix of nouns and verbs.”

She says, “It takes about an average child about 12 times of interacting with a word before he or she is familiar enough with the word to use it, and many times we do not provide enough opportunities for children to get this practice.”

And Dr. Beecher’s final thoughts? “Lastly, make it fun. There is no need to sit children down with flashcards and ask them to define words. Reading and talking together will make learning vocabulary natural and fun.”

Share with us ways that you have made ‘vocabulary’ fun!

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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Expanding vocabulary

For the next couple of blogs I was able to sit down with Constance Beecher, Ph.D,  Assistant Professor, School of Education and Human Sciences Extension and Outreach. Join us as we converse about children  and expanding their vocabulary.

I began by sharing with Dr Beecher that often parents ask, “How much should my child be talking?” or “Is my child using enough language?”

“How can parents help their children? Build a strong vocabulary.” says Dr. Beecher.

Below Dr. Beecher shares about vocabulary development and a vocabulary recipe for success.

Research on the importance of vocabulary development in the early years finds:

  • Having a good vocabulary is one of the best predictors of school success.
  • Very rapid vocabulary acquisition occurs in the pre-literate preschool in into school age (2,000-3,000 words/year)
  • 12th grade seniors near the top of their class knew about four times as many words as their lower-performing classmates.
  • Third graders with large vocabularies were about equal to lowest-performing 12th graders.
  • Children with speech and language disabilities and from low-income and second language homes have the lowest vocabulary gains.

A Vocabulary Recipe for Success:

  • Increase the number of conversations (have more than just short adult to child conversations, allow the child respond back)
  • Check for comprehension (ask follow up questions)
  • Use strategies to increase breadth (like using big words and synonyms)
  • Repeat words and have children practice with you  (let them do more than just watch)

We would love to hear how you have added to your child’s recipe for success. Share your tips and techniques here!

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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Fingerplays and Fun Enhance Infant Language

It’s cliché!  But oh so true.   Parents— really are a child’s first teacher.  It is amazing to watch tiny babies grow physical and mature into walking and running little people in less than 12 months.  It’s equally amazing to not only experience but influence the miracle of understanding and talking.  From the first babble of sounds to the uttering of 492024543recognizable words and then real sentences.  Infant communication is a miracle.    But it only happens with parents who take the time to interact.

Parents and caregivers who take the time to listen, coo, talk, read, sing, and  play games with their babies are teaching important language skills that will set children up for success.  Success in school is related to the acquisition of vocabulary.  Preschoolers who have increased vocabulary do better in school.  That sounds really simple!   ISU Extension has a helpful publication called “Understanding Children-Language Development”. (PM-1529f).  The publication has some great parent tips on ways to nurture child language skills as well as assessing your child’s typical developmental language skills.

Finger plays can be  a great way to interact with infants and toddlers.  Try out the “Old Owl” finger play, included in the publication.   Don’t worry if you can’t sing.  I don’t know any infants that care about your lack of pitch.  Remember some of your favorite finger plays from childhood.  My grandmother had some good ones that I still remember including—“Here is the church…Here is the steeple”?  Or how about “Fly Away Jack, Fly Away, Jill”.   What are some of your favorites?

Janet Smith

Janet Smith is a Human Science Specialist-Family LIfe with Iowa State University Extension and Outreach. She currently provides family life programming in eight counties in southeast Iowa. Janet is a "parenting survivor". She is the mother of Jared-21, Hannah-20, and Cole-15. She and her husband, David have faced many challenges together, including their son Jared's Duchenne Muscular Dystrophy diagnosis.

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It’s ok to be silly…

It’s been a while since my kidos were babies. Lucky for my offspring,  smart phones had yet to be invented and my bag cellphone had a 30 minute limit!  The technological distractions for parents of young children has exploded.  Certainly it is as important now as ever to connect to with babies not only verbally but with eye contact and touch.  I’ve seen some parents who easily communicate with their babies and others who feel silly and awkward.  One technique that I remember using was what I’ll call the “tour guide” .  Babies are seeing the world through completely new eyes.  Parents can describe and converse with their babies over almost anything that they see, hear, touch, taste, or feel!   I can remember some pretty strange looks in the grocery store, as I talked my way through the aisles in conversation with my than youngsters.   The more talk that goes on…the more natural it becomes.  The awkwardness soon fades..but  hopefully some of the silliness stays!

 

Janet Smith

 

Janet Smith

Janet Smith is a Human Science Specialist-Family LIfe with Iowa State University Extension and Outreach. She currently provides family life programming in eight counties in southeast Iowa. Janet is a "parenting survivor". She is the mother of Jared-21, Hannah-20, and Cole-15. She and her husband, David have faced many challenges together, including their son Jared's Duchenne Muscular Dystrophy diagnosis.

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That Wasn’t the Smartest Choice

“Why in the world did you do that?” “Didn’t you think about what you were doing?” Ok, I’ve heard these words and I’ve said these words. Sometimes kids make bad choices and sometimes parents and adults don’t make the best decisions.

If we ask kids why they make some of the choices they do, responses might be:

  • It seemed like the thing to do at the time.
  • I just did it. I didn’t think about any consequences.
  • Who takes time to think?
  • I wanted to be cool with my friends.
  • We just wanted to have a little fun.
  • I don’t need my parents telling me what to do all the time.

These aren’t exactly what parents want to hear, but let’s face it. Kids will do unwise (even stupid) things as they grow up. That is one way they learn. It is important for parents to help ensure that kids do indeed learn and don’t repeat bad choices.

So how does this work? Well, one important piece is to let kids be held accountable and bear the consequences. Turned in homework late – lost points on the grade. Didn’t do assigned chores – have to miss favorite TV show to catch up. Broke curfew for football team – sit on the bench for a game.

If a child’s safety isn’t compromised, most of the time parents can allow the consequences to teach the lessons of making decisions. How have you responded when your child makes a bad choice?

 

Donna Donald

Donna Donald is a Human Sciences specialist for Iowa State University Extension and Outreach who has spent her career working with families across the lifespan. She believes families are defined by function as well as form. Donna entered parenthood as a stepmother to three daughters and loves being a grandmother of seven young adults.

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Revisiting January 2013 – Corporal Punishment revisited

In light of all the recent publicity around corporal punishment and children, I thought it might be appropriate to revisit our January 2013 podcast and subsequent blogs.

Click below to read about alternatives to physical punishment of children and how you can guide and discipline them in a more loving way.

Corporal punishment and alternative methods of discipline or our January 2014 topic Anger and parenting

Look back through some of our other topics while you’re there. We would love to talk again about some of them!

Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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