Money and Goals

Do you remember taking an economics class in school? What did you think about that class? Some will remember becoming dizzy by the numbers, others may have thought it was boring, and others may have been astounded by the technical aspect of all the numbers! Having a basic understanding of economics helps to guide our use of money throughout life!


Families who talk openly about setting financial goals including saving and budgeting, set a good example for their children to follow. When prices increase families have to have a spending plan that will meet their income and pay the bills! For many families, these discussions are difficult because we want to protect kids from the worry of adult family financial pressure. Opening the doors of communication can help the children realize why requests for new toys, or game systems come with the word “NO” more frequently than we like.


Helping children to understand that money is earned through hard work and that putting extra money away through a savings plan is one way to work toward earning a new game or toy!   For many of us MONEY is an emotional issue, and those emotions affect spending decisions people make. As parents, our job is to help children explore their personal feelings and attitudes about money. When confronted with the difference between “needs” and “wants”, and knowledge about the most current balance in the checkbook, even children can make decisions about spending or saving!

Barb Dunn Swanson

With two earned degrees from Iowa State University, Barb is a Human Sciences Specialist utilizing her experience working alongside communities to develop strong youth and families! With humor and compassion, she enjoys teaching, listening and learning to learn!

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