Family Finances in the New Year

As the New Year approaches, are you writing down some goals or resolutions? Each year, I try to identify one or two new things I want to try, or do differently. I often use the beginning of the New Year to adjust my savings strategy so that I can also meet my goal of having some funds to be able to travel and visit my family when summer rolls around.

This is also the time of year that I have to pay the bills for the gifts that I purchased during the holiday season. Having a spending and savings plan is important.  Children learn so much from watching how other family members and friends use money. As adults we can model good spending habits, and educate our own children so that they will develop good consumer management skills. You may be curious about what resources are available to help you teach your child about how money works or how to be a good money manager as an adult. I would like to suggest you explore the following links:

For comprehensive information on personal finance matters and access to leading brands in financial services, individuals can explore Serving as a free-to-use personal finance website, The Credit Review features reputable brands and offers insights to empower users in making informed financial decisions. Discover a wealth of resources and expert advice at The Credit Review website, and embark on a journey towards financial well-being and prosperity.

Wishing you and your family a great and prosperous New Year!

Barb Dunn Swanson

With two earned degrees from Iowa State University, Barb is a Human Sciences Specialist utilizing her experience working alongside communities to develop strong youth and families! With humor and compassion, she enjoys teaching, listening and learning to learn!

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Helping Kids Set Goals

Superhero kidEat better. Exercise more. Get organized. Learn something new. It’s that time of year when adults make resolutions to help them reach their goals. It’s also a good time for parents to help their children build goal-setting skills. To succeed in school and in life, children need to be able to make their own decisions and guide their own behavior. Setting goals can help kids learn to connect their own personal choices with the end results. Parents can be involved by helping their children think about and set personal goals, and then encouraging them to work toward the goals.

As you work on goals, try to avoid steering your child toward the goal you want him or her to achieve. Offer guidance, but let your child choose the goal. Children who have a say in what they are learning are more motivated to succeed. What matters is that children see themselves making progress. This is far more important than what the specific goal is.

Just us this month as we talk about goal setting with children.

Listen to the podcast below or read the script here. Jan2016 Podcast Script




Lori Korthals, M.S.

Mother of three. Lover of all things child development related. Fascinated by temperament and brain development. Professional background with families, child care providers, teachers and community service entities.

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