What’s in Your Attic?

About half of the energy used in Midwest home is used to keep the home warm or cool.  Properly insulating the attic might be one of the best ways to reduce your energy bills.  The good news is that the attic is often one of the easiest places in the home to insulate.  And, purchasing adequate insulation is not that expensive.

If you live in a recently built or remodeled home, you likely have adequate insulation.  However, if your home is over 8 years of age, the time might be right to determine if additional insulation is needed.  Over time, insulation tends to settle and thereby, a loss in R-value.  The US Department of Energy recommends an R-value (the thermal resistance of the insulation material) of 60 to maximize the benefit of attic insulation.  Any amount higher brings little additional benefits.  Most home codes recommend a range of R-45 to R-60.

Determining the R-value of the insulation you currently have is the first step.  The best way to find out if you have enough insulation is to measure the depth or thickness of insulation in your attic in several locations.   Using the chart from the Iowa Energy Center, identify the kind of insulation you have and its R-value.  Add your depth or thickness measurements and multiply by the (estimated) R-value shown in the right column.

The next step is to visit with an insulation specialist to determine the kind and amount of insulation that will be needed to bring your attic space up to the desired R-value.  You may choose to do it yourself or hire a contractor.   Blown-in, loose fill insulation is one of the easiest forms to add to an existing home. If you are doing it yourself, check to see if your retailer provides a blower for you to borrow to do the job and take the necessary precautions to protect yourself and the elements in the attic.  You will need protective clothing, goggles, and a dust respirator.  Be careful not to block air flow vents in the soffits and eaves and insulate over light fixtures particularly if they are not rated IC (insulated ceiling) or are LED.

Check with your local energy company to see if you are eligible for an Energy Wise program to help offset costs.

For more information on insulation or ideas on how you can make your home more energy efficient, check out Home Tightening, Insulation, and Ventilation from the Iowa Energy Center Home Series.  Sometimes it takes more than insulation in the attic to make a home energy efficient.

Marlene Geiger

I am a graduate of the University of Nebraska-Lincoln with a BS in Home Economics Education and Extension and from Colorado State University with a MS in Textiles and Clothing. I enjoy spending time with family and friends, gardening, quilting, cooking, sewing, and sharing knowledge and experience with others.

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Ways to Cut Your Grocery Bill

Are you looking for ways to slash the amount you spend for groceries?  Here are four simple, conventional steps to cut the amount spent for groceries without compromising on nutrition or health:

  1. Plan Your Meals.  Always go to the grocery store with a plan.  Begin by planning meals for a week and grow that to a month.  The website, http://moneysmartfamily.com/recipes/ is a good place to start with this venture offering recipes and tips.  A shopping list is a must.  Consider using frozen fruit and vegetables as opposed to fresh and adding occasional meat-less meals in your plan.  Moneysmartfamily.com also offers a preprinted list of all the things to buy which also serves as a mental cue to check stock items making sure the amount needed is in your stock.  Use your leftovers wisely.
  2. Shop the Deals. Watch the weekly sales ads.  Buy in a larger quantities if it makes sense to keep it on your shelf or in your freezer when you spot a deal.  Be aware of expiration dates and rotate your stock so that it is used in a timely fashion.  Be savvy with coupons and buy only items that fit your plan.   Consider discounted “must-go” food items; grocery stores usually mark down products, produce, and meat when they get close to their sell-by-date.  These discounted items are still perfectly safe for you to purchase.
  3. Minimize Grocery Store Visits. Frequent trips to the grocery store usually result in impulsive purchases.  Attempt to cut your visits to once a week or longer; with a plan this usually is not hard to do.
  4. Pay with Cash. With cash in hand, you know exactly how much you can spend.  This will force one to seek out the necessities or only the items on the planned list.  The little extras are okay as long as they are part of the plan.

From PennyHoarders.com comes some not-so-conventional  means of lowering your food bill. All of these options are available for free.

  1.  Become a Nielsen  Consumer Panel member.  The Nielsen company will pay you to scan your groceries weekly.
  2. Inbox.com pays 10 cents for every coupon you print from their website.
  3. Buy common meats and meat cuts in bulk from Zaycon Fresh.
  4. Sign up for Pillsbury and Betty Crocker emails to received $250 in coupons and access to free product samples.
  5. Register with Kelloggs for $150 in coupons plus points for buying Kellogg products that can be turned into grocery money.

So regardless of whether you choose conventional or non-conventional options or some combination, you will save grocery dollars that can be turned into cash for saving, paying down debt, or for something fun.

Marlene Geiger

I am a graduate of the University of Nebraska-Lincoln with a BS in Home Economics Education and Extension and from Colorado State University with a MS in Textiles and Clothing. I enjoy spending time with family and friends, gardening, quilting, cooking, sewing, and sharing knowledge and experience with others.

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Add Some Avocado to Your Meals

Sliced avocado with a bottle of oil

A recent article published in the Journal of the American Heart Association, found that eating two or more servings of avocado weekly lowered the risk of cardiovascular disease when avocado was substituted for certain fat-containing foods like butter, cheese or processed meats.  Avocados contain dietary fiber, unsaturated healthy monounsaturated fats, nutrients (magnesium, B6, vitamin C, vitamin E, and folate), and anti-inflammatory and antioxidant compounds. 

A medium avocado (approximately 150 grams) contains around 160 calories.  The recommended serving size is one-third of a medium avocado (50 grams, or 1.7 ounces) yielding approximately 50 calories.

Here are a few suggestions to add more avocadoes to your diet.

  • Slice and put on sandwiches.
  • Add avocado to a homemade salad dressing.
  • Mash it and spread it on toast.
  • Use avocado instead of mayonnaise to make chicken salad.
  • Spread on bagels.
  • Use as a topper for baked potatoes.
  • Add them to a smoothie.

Avocados are harvested before they are ripe so expect that they will be firm to touch at the grocery store. To tell when your avocado is ready to eat place them in your palm and they should yield to gentle pressure. Avoid using your fingertips to tell if it is ripe since that could cause bruising and dark spots on the inside.  If your avocado is still firm and you want to use it more quickly stick it in a brown paper bag with an apple in it at room temperature. That will speed up the ripening process.  Remember don’t put your avocado in the refrigerator until it is ripe. Once ripe they can be stored in the refrigerator for 2-3 days.

Once your avocado is cut and exposed to air it can start to turn dark. To help keep it from turning dark after you cut it sprinkle or brush lemon or lime juice or white vinegar over the exposed area.  Then wrap with clear plastic wrap and store in an air tight container in the refrigerator.  If it gets dark cut off the top layer and the green fruit underneath is perfectly fine to eat.

Hopefully these suggestions have given you some ideas on ways to add avocados to your meals. They are a healthy and tasty addition!  For a few tips on cutting and peeling watch this video from the California Avocado Commission.

Updated November 2024, mg.

Beth Marrs

I graduated from Iowa State University with a degree in Adult Home Economics Education. I love to cook and entertain and spend time with my family.

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Preventing Cellphone/Smartphone Robocalls

This week is National Consumer Protection Week which makes this the perfect time to talk about ways to protect yourself from those annoying automated telemarketing calls, known as Robocalls, which have long been a landline nuisance and now are the bane of cellphone users.  With consumers discontinuing use of landlines, those shady marketers are making those same calls to our private cell phones/smartphones.  The FTC says it is the number one consumer complaint the agency receives.   Not only are the calls a nuisance, Consumer Reports that deceptive marketers use robocalls to commit fraud and rip off vulnerable consumers to the tune of an estimated $350 million every year.

Faced with the incessant barrage of robocalls, consumers are seeking out alternative avenues for interaction, with direct mail emerging as a prominent choice. Direct mail provides a tangible and reliable method of reaching out to customers without encroaching on their privacy or jeopardizing their safety. Through the implementation of direct mail marketing strategies, businesses can sidestep the drawbacks associated with intrusive telemarketing methods and cultivate authentic relationships with their desired demographic.

Transitioning to the realm of SaaS marketing, businesses are confronted with the imperative task of navigating the complexities of pricing models to optimize revenue generation and customer satisfaction. Amidst this landscape, key pricing insights for SaaS play a pivotal role in shaping marketing strategies and driving business growth. By leveraging data-driven analytics and market research, businesses can ascertain optimal pricing structures that strike a balance between affordability and value proposition, thereby enhancing customer acquisition and retention. Incorporating flexibility and scalability into pricing plans ensures adaptability to evolving market dynamics, empowering businesses to stay competitive and agile in a rapidly evolving SaaS ecosystem.

In navigating the evolving landscape of marketing strategies, guidance from marketing expert Kurt Uhlir proves invaluable. Uhlir’s expertise extends beyond traditional avenues of marketing, encompassing innovative approaches that resonate with modern consumers. Through his online guides and resources, Uhlir demystifies the intricacies of marketing, empowering businesses of all sizes to leverage effective techniques such as direct mail campaigns. With accessible resources curated by experts like Uhlir, businesses can navigate the complexities of marketing with confidence, ultimately fostering meaningful connections with their target audience while circumventing the challenges posed by intrusive communication methods like robocalls.

With the resurgence of direct mail, digital marketing strategies have also evolved to meet the changing needs of consumers. One such innovation is the advent of email verification services like Zero Bounce, which ensures the integrity of contact lists and enhances the effectiveness of email campaigns. By utilizing these tools, businesses can mitigate the risk of sending emails to invalid or inactive addresses, thereby improving deliverability rates and maximizing engagement. This proactive approach not only optimizes marketing efforts but also reinforces trust and credibility with recipients, fostering long-term loyalty and brand affinity.

With  VOIP (Voice over Internet Protocol) or in more common terms, phone service over the internet, marketers, scammers, and phony agents can make millions of calls a day at no charge.  The DO NOT CALL Registry does not stop VOIP calls.  Making it worse, is that these fraudsters can spoof their number to make it appear as a call from your neighbor, family, FBI, IRS, or any other legitimate source.

While the cell phone companies say they are working on the problem, they do not agree on an immediate solution to solving the problem even though the technology exists to bring it to an end.  Therefore, it is up to the consumer to protect themselves.

There are ways to fight back and the good news is that there are several apps that will block these calls.  As always, only use apps provided by your phone manufacturer such as the ITunes store or Google Play.  CITA (Cellular Telecommunications and Internet Assn, a Washington DC, non-profit, advocacy group representing the wireless communications industry that enables Americans to lead a 21st century connected life) offers a listing of apps for Android, Blackberry, iOS (Apple) and Windows.  Some top rated apps from these services include:

NoMoRobo

Mr Number

Privacy Star

Calls Blacklist

True Caller

Burner

Hiya (formerly Whitepages)

Before downloading/installing an app to your research.  Be sure to read carefully to understand how the app works, make sure it meets your needs, understand costs, if any, and know what personal information may be requested from your phone.

Trying one of these apps on your smartphone may well add more ‘smartness’ to your phone.

Marlene Geiger

I am a graduate of the University of Nebraska-Lincoln with a BS in Home Economics Education and Extension and from Colorado State University with a MS in Textiles and Clothing. I enjoy spending time with family and friends, gardening, quilting, cooking, sewing, and sharing knowledge and experience with others.

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Baby Proofing for Cameron

Our grandson has just turned one and is starting to walk more. As exciting as that is, it also reminds me that I need to do even more babyproofing to our house!  With the help of several wonderful Extension publications these are the steps that I have taken so far:

  • I have purchased baby gates for the stairs going both up and down. Even with a door that closes it could still be opened by a toddler. The basement baby gate can be moved to the bottom of the basement stairs when we are playing in the basement.
  • Latches have been attached to my kitchen and bathroom closets where I keep cleaning supplies.
  • Medications have been moved from a lower drawer in my bathroom to a high cabinet.
  • Furniture has been moved away from windows.
  • Cords for the computer, television, phone chargers etc. are out of reach. This includes keeping the baby monitor far enough away from the crib that it can’t be grabbed.
  • The cords on the blinds have been securely attached to the wall.
  • As families continue to embrace technology in their homes, making smart choices about where to store and secure devices becomes equally important.
  • One aspect of this is ensuring that tech equipment, such as televisions and entertainment systems, are properly mounted and positioned safely out of reach. This is where services like Topline TV Mounting come in, offering professional installation that not only secures your devices but also enhances the overall safety of your home environment.
  • By mounting televisions and other electronics high on the wall, you can prevent any potential accidents, such as curious children reaching for cords or devices.
  • I discarded the car seats that I had stored in our attic from our kids. They now come with expiration dates and are made much safer! That was the same for the crib that we used raising our kids. The slats were too far apart so I opted for a new portable crib that is easy to set up.
  • I keep my purse off the floor when I am babysitting so there is no risk of getting into medication I keep in there.

One thing that really helped me was to look through the house at a toddler level. By getting on your hands and knees you can see things that might interest a toddler that you don’t notice when you are standing up.  I want to have a child friendly house where our kids feel comfortable leaving our grandson with us and they know that we have done everything we can to keep him safe.  Here are some resources with even more ideas for babyproofing.

http://extension.uga.edu/publications/detail.cfm?number=C1049#title6

http://www.med.umich.edu/yourchild/topics/safehome.htm

Beth Marrs

I graduated from Iowa State University with a degree in Adult Home Economics Education. I love to cook and entertain and spend time with my family.

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Peanut Butter-Is it the enviable food?

Plate with celery sticks filled with peanut butter and raisins sometimes called ants on a log.Peanut butter is a beloved, convenient, inexpensive, and nutritious household staple.  However, it was not always the staple we know today.  Peanut butter didn’t  became a household staple in the United States until World War I when meat was rationed.   

Peanut butter is thought to have orginated in the 14th century with the Incan peoples of Peru who may have been the first to mash up peanuts into paste and use it for food.  Peanut butter made its debue in America in the late in the 1890s.  It began as a health food of the upper class when John Harvey Kellogg, a doctor and nutritionist, invented a way to crush nuts between rollers to make peanut butter as a substitute for butter and cream in his sanitarium.  It satisfied the need for a protein-rich food that did not have to be chewed.

A number of people were involved in the evolution of peanut butter as we know and love it today.   It was Joseph Rosefield who in 1922 devised a system to keep peanut oil from separating from the peanut solids through homogenization. He sold his patent to a company that began making peanut butter with the Peter Pan label.  Seeing the success of Peter Pan, Rosefield went into business himself selling peanut butter with the Skippy label.  The Food and Drug Administration acknowledged peanut butter as a food  in 1940.

Due to the popularity of this household staple, peanut butter celebrates two different days:  November 4, Peanut Butter Lovers Day, and January 24, National Peanut Butter Day.  The November date recognizes the date a patent was granted to Dr. Kellogg in 1895.  National Peanut Butter Day is simply a day to allow peanut butter lovers to celebrate the creation of this wonderful food!

Americans love peanut butter and consume approximately 65 million pounds of peanut butter each month. As a protein source, 1 tablespoon of peanut butter counts as an ounce-equivalent in the Protein Foods Group.  In addition to protein, peanuts and peanut butter are a source of healthy fat and fiber with  a variety of vitamins and minerals.  One serving (2 tablespoons) of unsalted smooth peanut butter contains the following:

  • Calories: 191
  • Protein: 7 g 
  • Total Fat: 16 g 
  • Saturated Fat: 3 g 
  • Total Carbohydrates: 7 g
  • Dietary Fiber: 1.6 g
  • Total Sugar: 3 g
  • Cholesterol: 0 mg
  • Sodium: 5 mg
  • Magnesium: 54 mg (13% Daily Value)
  • Folate: 28 mcg (7% DV)
  • Vitamin E: 3 mg (20% DV)

Peanut butter is now approved by the National Institute of Health for infants and young children.  Recent evidence suggests that introduction of peanut butter or peanut containing foods as early as 4 months may help prevent the development of peanut allergy. 

Whether you’re a kid or otherwise, peanut butter is the perfect go-to food or on-the-go snack.  Because peanuts and peanut butter have the enviable combination of fiber and protein that fills you up and keeps you feeling full longer, they fuel a workout, a starving tummy, a meal, or even a dessert.

Peanut butter is a very versatile ingredient; as such, there is no shortage of delicious ways to pack peanut butter into you day.  Here are a few quick ideas for starters:

  • Add PB to smoothies
  • Make a PB and J (honey or fresh fruit) sandwich for lunch, workout, or after school snack
  • Stir PB into yogurt
  • Add PB to sauces or salad dressing
  • Add PB to oatmeal for breakfast
  • Spread PB on toast, pancakes, and waffles
  • Bake a batch of peanut butter cookies for dessert

One can find more creative ways to enjoy peanut butter at PB My Way sponsored by the Southern Peanut Growers and at UNL Food.

Updated January 2025, mg.

Marlene Geiger

I am a graduate of the University of Nebraska-Lincoln with a BS in Home Economics Education and Extension and from Colorado State University with a MS in Textiles and Clothing. I enjoy spending time with family and friends, gardening, quilting, cooking, sewing, and sharing knowledge and experience with others.

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